Health insurance
Medical insurance is provided through the North Carolina Teachers'
and State Employees' Comprehensive Major Medical Plan. For all 3/4
to full-time permanent state employees, the state pays the
full
cost
of
the state
health plan
for
the individual
employee.
The employee must pay the additional cost for any family coverage.
A permanent employee working less than 3/4 time may be covered by this
plan; however, the individual must pay the full cost of the premium.
If an employee does not enroll or does not add dependents when they are
first eligible, the employee and/or dependents will be subject to a
12-month waiting period for pre-existing conditions. Health care services
which
are not related to preexisting conditions are covered upon enrollment.
To avoid a waiting period for preexisting conditions for new dependents,
the employee must complete a "Change Request Form" and submit
it to the Office of Human Resources within 30 days of a qualifying
event such as a marriage, adoption or birth of a child. If an employee
drops an eligible dependent,
who
at a later time becomes eligible again, the dependent must re-enroll
within 30 days of becoming eligible in order to avoid the waiting period
for
pre-existing conditions.
See:
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