You may find, like many students, that you need additional financing to supplement your savings, grants and scholarship awards. That's why financial aid packages often include an offer of aid in the form of federal loans. Loans at UNCW are offered through the William D. Ford Direct Loan Program, which issues loans directly from the federal government.
UNCW encourages you to review all information about loans before deciding to borrow and borrow only what you need.
Loans must be repaid, with interest, but federal loans are advantageous because they offer low interest rates and more flexible repayment plans than most private loans.