UNCW Campus Recreation Center

A 95,000 square foot addition to the Student Recreation Center to include aquatics should be finished September 2012.

 

Purchase or Waive UNCW Health Insurance

NOTE: The UNCW Health insurance for 2013-2014 is still being finalized. The online system will go live June 3rd. At that time, you will be able to use the Student Health Insurance portal to either purchase or waive your health insurance.

UNCW students are required to have health insurance. Students may purchase the UNCW health insurance plan or submit proof of their own non-UNCW health insurance. Students who do neither will be enrolled and billed for the UNCW plan.

Health Insurance Requirement

All international students are required to have adequate health insurance that meets the following U.S. Department of State minimum requirements.

  • Medical benefits of at least $50,000 per person per accident or illness
  • Repatriation of remains in the amount of $7,500
  • Medical Evacuation coverage in the amount of $10,000
  • A deductible not to exceed $500 per accident or illness

UNCW Health Insurance Plan

One option for satisfying the health insurance requirement is to enroll in the health insurance provided by UNCW. The UNCW health insurance details are provided below:

  • Cost: $688.00 per semester
  • Plan Summary: 2013-2014 Plan Summary
  • Plan Provider: Blue Cross Blue Shield of North Carolina (BCBSNC)
  • Billed to Your UNCW Account: If you choose to purchase the UNCW health insurance, the insurance premium of $688 per semester will be billed to your student account.

Non-UNCW Health Insurance

You may also satisfy the health insurance requirement by showing proof that your personal non-UNCW health insurance meets the minimum requirements. If you will be using your non-UNCW health insurance, follow the instructions below for Waiving (Declining) the UNCW Health Insurance.

Other non-UNCW health insurance plans:

The list below previews several insurance plans specifically designed for international students studying in the U.S. To find more information (or to purchase the health insurance) click the link for the insurance company's website.

This information is provided for your convenience and should not be viewed as an endorsement of any of the plans below. The information provided is current as of 2/27/2013.

HTH International Student Health Insurance

  • Monthly premium: $83.60/month ($418 for Jan. - May)
  • Deductible/co-pay per illness: $100
    • reduced to $0 if first treatment is at the student health center
  • Plan Summary: 2013-2014 Plan Summary
  • Billed to Your UNCW Account: If you choose to purchase the HTH International Student Health Insurance, the insurance premium of $418 (January - May) will be billed to your UNCW student account

Enroll (Purchase) UNCW Health Insurance

Enroll in UNCW Health Insurance (online)

Navigate to the BlueCross BlueShield of North Carolina insurance for UNCW. To enroll/purchase the insurance, from the left hand menu, select “Enrollment.” Follow the first link on the middle column titled 'Proceed to mandatory enroll/waive.' On the next page, you will be asked to register. After you register, you will be able to complete a form to enroll in UNCW's health insurance. Use the following answers to make sure you are placed in the “Mandatory” insurance rate:

  1. Are you eligible to pay the student health center fee? YES
  2. Are you a state employee? NO
  3. Are all of your classes distance learning, off-campus, or online? NO
  4. Are you a graduate student? NO
  5. Are you an undergraduate student? YES
  6. Are you taking 6 credits or more? YES
  7. Are you seeking a degree? YES (yes, at your home university)

CONFIRMATION Page: You may want to send your international student adviser a copy of your confirmation page showing that you enrolled in the UNCW plan (optional). Your adviser will save the confirmation in your permanent file.

Waive (Decline) UNCW Health Insurace

If you will be using non-UNCW health insurance, you need to waive the UNCW health insurance. If you fail to waive the UNCW health insurance by submitting proof of your own non-UNCW insurance, you will be charged $688 for the UNCW health insurance.

Waive UNCW Health Insurace - by email

If you wish to waive the UNCW insurance, but your insurance company does not have a U.S. address, you will need to waive the UNCW insurance by email. The first step is creating your use account in teh BCBSNC insurance portal.

First - Create a user account in the BCBSNC insurance portal

(You will need your UNCW email address and your 850 number to do this).

  • Go to the insurance website www.bcbsnc.com/uncw
  • On the left hand side choose “Waiver”
  • Then in the middle choose “Proceed to mandatory enroll/waive” – it is a blue box
  • Then you will register

Second - submit proof of insurance and bio information via email.

Email the director of UNCW Student Health Center, Ms. Wesner (and copy your International Student Adviser). Attach proof of your insurance and Include the following items in your email:

  • Your Name
  • Date of Birth
  • Student ID Number
  • Gender
  • Local Address - UNCW CB# ________
  • Local Phone
  • Email address
  • A copy (usually 1 page) of your proof of insurance in English.
    • Usually on insurance company stationary
    • Contains the student's name
    • indicates start and end date of coverage

Waive UNCW Health Insurance - Online

If your health insurance company has a U.S. address, you will likely be able to waive using the BlueCross BlueShield of North Carolina online portal.

Navigate to theBlueCross BlueShield of North Carolina insurance for UNCW. To waive, from the left hand navigation select 'Waiver.' Follow the first link on the middle of the next page titled 'Proceed to mandatory enroll/waive.' On the next page, you will be asked to register. After you register, you will be able to complete a form to waive UNCW's health insurance.

If declined: It is not uncommon for the online waiver system to reject health insurance information that contains a non-U.S. address. If your non-UNCW health insurance information was rejected, you should Waive by Email.

Special Notes

ISEP Students - WAIVE UNCW Health Insurance

ISEP students must waive the UNCW health insurance since the mandatory ISEP health insurance meets the minimum requirements. ISEP students who fail to waive the UNCW health insurance will be charged $688 per semester.

U.S. Healthcare - EXPENSIVE

Please remember that medical expenses in the US are very expensive compared to most countries since our health system is privatized; an unexpected trip to the hospital for a broken leg can easily cost you thousands of dollars. If your health insurance does not cover these costs, you will be responsible for paying the hospital directly.

If you are using non-UNCW health insurance, please make sure your health insurance will cover expenses incurred while you are outside your home country.


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